At a Glance:
3 Reasons to Finance Appliances
Without appliances, the simple pleasures we take for granted every day quickly start to look like luxuries, whether it’s having a wardrobe of clean clothes at the ready or a reliable stove where you can create dinner every night. Unfortunately, all appliances come with a limited lifespan, so sooner or later, homeowners will need either replace or upgrade their home appliances if they want to continue enjoying the perks of white goods.
There’s no questioning that the idea of getting new appliances is exciting—dropping the money for them, not so much. It’s a situation we’re all too familiar with here at Don’s Appliances, which is why we’re glad to be able to tell our shoppers we offer appliance financing to make buying new models easier on the wallet. Learn more about our services, including the advantages of buy now pay later appliances, plus a sample of what you can have in your home without having to pay the full price at purchase.
Learn About Our Appliance Financing
Don's Appliances gives you more ways to save and purchase appliances with our special in-house appliance financing
Apply NowWhat is Appliance Financing?
Financing appliances is a great option for those who want or need a new appliance but do not have the full amount of money needed to purchase it. Financing an appliance or appliance package is another term for paying over time. For instance, if you want to buy a brand-new, luxury appliance, don’t want to invest in a clearance appliance, or do not have the cash on hand to pay for it upfront, financing makes it possible. If you choose to finance, you would pay a percentage of the total cost, take the appliance home, and then pay the remainder of the total cost over the next few months or years. This is what appliance financing is.
A buyer might choose to finance for a few reasons.
One simple reason is that the buyer may not have the full amount of money needed to pay for the in-stock appliance they want upfront. Appliance financing also allows buyers to take home high-end appliances they truly want, and pay for it at a rate that is more financially feasible for them, rather than having to settle on a cheaper version they do not want. In other words, with approved appliance financing, you get to have the appliance you want right then and there and pay for it over time instead.
Another reason a buyer might finance is budgeting. You may have all the cash on hand you need to purchase an appliance, but it could be that you would rather spend that money on other furniture or appliance items as well. If you finance an appliance, you can pay a partial amount of the total cost for it, and then use the rest of your money to purchase other items that you want at the same time.
Buy Now Pay Later Appliances
Buy Now, Pay Later is the idea that you can partially purchase an item and take it home as soon as it’s available, without paying for it in full. When you go to purchase the appliance you want, you first make a down payment, which is a percentage of the sum of the total cost. Then, we help set up an appliance payment plan for the appliance where you pay a monthly rate over the course of a few months. In many cases, buyers qualify for a fixed period where payments are interest-free, meaning buyers won’t overpay for appliances simply by opting for a flexible payment plan.
In House Financing Appliances
At Don’s Appliances, our in house appliance financing comes in the form of a store-specific credit card from a mutual credit line. Once you have applied for and received the card, you are able to use it at any Don’t Appliances location as you would use any credit card. You will be given a revolving line of credit that allows you to purchase, on the card, the appliance you desire.
This card is a great option because it does not have an annual fee, and you are able to manage and monitor your account from any smart device via your online account. As long as you keep up making timely payments on your charges each month, you are free and clear to enjoy the appliance you have purchased with Don’s Appliances in house financing via your store credit card.
No Money Down Appliances
A no money down payment option when financing appliances can be helpful for some, but you also need to be aware of what you are signing up for. No money down is exactly what it sounds like—on the day you take your appliance home, you do not need to pay a cent for it. However, be aware that this can often result in steeper interest rates and monthly payments. While we always recommend putting a portion of the cost of the appliance(s) down upon purchase, a no money down payment plan can come in handy for quick replacements when appliances suddenly break and arguably the best way to buy appliances if you have a tight budget.
So, whether you’re looking to finance washer and dryer pairs or a dishwasher on finance, explore all the possibilities at Don’s Appliances online or by stopping by one of our locations throughout the Pittsburgh area.
Related: 4 Top Front Load Dryers Under $1000
3 Reasons to Finance Appliances
There are several benefits when it comes to financing appliances. For starters, if you have a tight budget yet need to shop for an appliance, the higher prices of luxury, well-made appliance items may keep you from purchasing the item that you truly want, as well as make you compromise on the quality of what you are buying. Financing allows you to buy the quality, high-end appliance you really want even when you may not have the total amount of cash on hand to purchase it immediately. It also allows you to buy more in general; rather than buying one expensive appliance in full, you could purchase multiple high-quality appliances by financing them, which is why it’s a popular payment option for homeowners planning a home remodel.
Another benefit of appliance financing is that it allows those who have lower credit scores the opportunity to take home the appliances they love. Since bad credit can often prohibit people from taking out loans or credit cards and appliance purchases, financing is a great option for people in this situation. Luckily, you don’t need a high credit score to quality for appliance financing usually. Plus, in some cases, appliance financing can even help build your credit as you pay off your appliance.
Lastly, financing is beneficial because it allows you to keep the hard-earned cash that you have on hand for other bills or necessities, rather than having to spend it all at once on one nice appliance. Instead, you can spread out a large amount over time, which is far more manageable. Since financing allows you to pay overtime, it is much more financially feasible for many people.
Appliance Packages at Don’s
At Don’s Appliances, we’re committed to helping homeowners in Pittsburgh and surrounding towns create homes they love to live in with reliable appliances from our selection of brands. Our stock includes more than 80 appliance brands from affordable to luxury—all of which buyers can finance at low interest rates. Here are four examples of how you can save on appliances through Don’s.
LG 4 Piece Stainless Steel Kitchen Package
✅ Includes: Counter Depth French Door Refrigerator, Freestanding Gas Range, Built-In Dishwasher, and Over the Range Microwave
By financing this LG kitchen appliance bundle from Don’s, you will save money in the long run. Though the appliances cost the same when purchased together as they would be purchased separately, you save overall in other ways. For one, if you finance them as a package, you only need to pay one delivery fee, rather than four separate ones if you were to purchase them individually.
This beautiful kitchen suite from LG is affordably priced and features a large French door refrigerator, powerful gas range with a matching over-the-range microwave, and an efficient dishwasher to clean up after all your mealtime creations.
Samsung 4 Piece Fingerprint Resistant Black Stainless Steel Kitchen Package
Shop This Samsung Kitchen Package
✅ Includes: French Door Refrigerator, Slide-In Electric Range, Built In Dishwasher, and Over The Range Microwave
Financing this 4 piece Samsung kitchen bundle is a great option that may help you save money overall. This is a dream package for trendsetters with a bold, black stainless steel finish throughout that makes a modern statement. With 28 cubic feet of storage, 4 door French door refrigerator simplifies food organization while offering perks like Wi-Fi management and a built-in water dispenser. The sleek look of the black finish is accentuated by the slide in electric range—another addition that can be programmed via Wi-Fi and even with voice commands. A beautiful over-the-range microwave and matching dishwasher with a third rack completes this set’s function and theme to perfection.
GE 4 Piece Stainless Steel Kitchen Package
✅ Includes: Top Freezer Refrigerator, Freestanding Gas Range, Dishwasher, and Over the Range Microwave
Financing this GE kitchen appliance bundle is a smart way to take advantage of its low price. At under $3,000, this 4 piece kitchen ensemble won’t set you back far at around $175 a month. What you get for that price is true value, from the stainless steel refrigerator with nearly 20 cubic feet of capacity to the gas range with features like Air Fry technology and a removable cooktop griddle. This is a great starter package for first-time homeowners, landlords, or empty nesters who want to recreate their kitchen on a dime.
Café™ 3 Piece Matte White Kitchen Appliance Package
Shop This Cafe Kitchen Appliance Package
✅ Includes: French Door Refrigerator, Built-In Dishwasher, and Slide In Electric Range
Our appliance financing program makes splurging feel like less of a guilt. Case in point, this stunning Café 3 piece kitchen package featuring the brand’s signature matte white finish with metallic hardware accents. This is a must-see for professional kitchens with cooking capabilities like True European convection and a powerful ceramic glass cooktop, plus premium cooling in the French door refrigerator and Café’s Ultra-Wash & Dry system in the dishwasher. Make this beautiful package yours with no interest when you pay it off in 12 months!
If you are looking for appliance stores that finance in the Pittsburgh area because you’re ready to finance some new appliances, Don’s Appliances is the best place to shop. Don’s has been around for decades, and they are the experts you need when it comes to all things appliance-related. Plus, we offer easy appliance financing whether you’re looking for refrigerator financing or other home appliances. With us, not only can you finance appliances, but you can also shop with knowledgeable experts who can answer any questions you might have. In addition, you can find outstanding promotions and sales.
Don’s provides expert service when you are shopping for your appliances, offering helpful advice and knowledge about current models on the market. We also offer exceptional delivery options as well, giving you the choice to receive your appliance curbside, at your front door, or in any room in your home. With kind, insightful staff and expert service, Don’s Appliances has all you need for the very best appliance shopping experience.
Why Trust Don’s Appliances?
Founded in 1971, Don’s Appliances is a family-owned, independent appliance retailer based out of Pittsburgh, PA. Don’s has since expanded to 10 locations selling, delivering, installing, and servicing all major appliance brands. Large enough to offer competitive pricing yet small enough to continue offering the “white glove” service we pride ourselves on, our focus is always on the customer experience — from the first step into a showroom to the purchase transaction to well after your new appliance has been installed.
When our customers are remodeling or building a new house, Don’s has all the expertise, product knowledge, inventory, brands, displays, and services to meet and exceed your needs. And in the event an appliance breaks, we are there, right on time and with the right product, delivery, installation, and service.
Shop the Amana Washer Line at Don’s
Don’t put off until tomorrow what you can do today, and explore our appliance financing plans online at Don’s Appliance. Our friendly experts are always happy to help you bring home the appliances you love with our special appliance financing — whether you call us at 866-544-1711, email us, or use our online chat feature. Better yet, stop by any of our Don’s Appliances Pittsburgh, PA warehouse locations. Visit us today!
Learn More: Shop Local for Appliances: What You Need to Know